FAQ

Title insurance protects homeowners and lenders against financial losses due to defects or encumbrances on a property’s title. It ensures that the buyer has clear ownership rights and safeguards against potential claims or lawsuits.

Owners title insurance protects the buyer of a property against financial losses caused by defects or encumbrances on the property’s title that were not discovered during the title search.

A loan title insurance policy also known as a lender’s title insurance policy, protects the Lender who provides a mortgage for a property. It safeguards the lender’s financial interest in the property by insuring against any defects or encumbrances on the title. Essentially it ensures the lender’s investment is secured and they have a clear claim to the property in case of a default.